Video Library

Ten short briefings. Three audience tiers. About 79 minutes total.

Watch the one that matches your role, or start with the Master Briefing for the whole picture. Each video is grounded in the cooperative's canonical sources and uses class language only.

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Layperson6 min

V1 · The Coop-IC Credit Atom

One Coop-IC equals one dollar at par, always — fully reserved, audited monthly, issued by a 501(c)(3) sponsored entity.

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Layperson9 min

V2 · Brand Donation Pathways

Three converging routes — default M2 cash-plus-AI-8112, advanced M1 gift-card uplift, specialty M3 §170(e)(3) inventory donation.

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Professional8 min

V3 · Coop-IC Legal Architecture

Washington D.C. Title 29 — Chapter 9 General Cooperative plus Chapter 10 Limited Cooperative, with the Reserve Subsidiary 501(c)(3) modeled on the REI Cooperative Action Fund precedent.

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Professional9 min

V4 · SNAP Adjudication Blueprint

Two POS rails already live at major US retailers — a coupon-class clearinghouse and a SKU-level program manager, with a Phase 2 secure-element wallet path.

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Professional7 min

V5 · Coop-IC Anatomy of Trust

Three-tier audit cadence — monthly custodian, quarterly Big Four SOC 1, annual GAAP — plus a five-tier insurance stack and proactive IRS Private Letter Ruling preparation.

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Expert9 min

V6 · Asset Issuance Rules

The universal yield-class pattern — monetize a yield asset first, then issue Coop-IC against the resulting cash — illustrated through the carbon yield class via registry or §45Q transferable credits.

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Professional8 min

V7 · Data as a Yield Asset

Consumer-contributed Plaid plus receipts plus loyalty data — priced through a tiered subscription / auction / open-indices model, governed by k-anonymity plus differential privacy plus per-yield-class patronage tracking.

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Expert7 min

V8 · Innovation Yield

Three tiers — non-transferable §41/§174A/§179D credits, §6418-transferable §45X/§45Q/§48E/§45Y credits via aggregation, and IP/capacity royalty plus auction with Federal Endpoint convertibility designed in.

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Professional8 min

V9 · Coop-IC Target Governance

Nine patron classes — Consumer, Importer, Retailer, Brand, Manufacturer, Federal, State, Municipal, Civic — under a hybrid two-tier voting model with a consumer-protection super-majority and a 45/55 base-plus-pro-rata patronage dividend.

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Expert7 min

V10 · Scale Path and Capital Structure

Not a cold start — a structural formalization of activity already running on donor-advised-fund partner infrastructure, capitalized through Subchapter T-compliant investor patronage plus philanthropic seed plus brand founding-member premiums.

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Suggested viewing paths

Five short routes through the library

Curated sequences by visitor role. Each path is a sensible order to watch the videos for your context.

New here

Start with the credit atom, then the donation pathway. Fifteen minutes.

1. V1: The Coop-IC Credit Atom2. V2: Brand Donation Pathways
~15+ min total

Brand or NGO executive

Donation pathway, retailer adjudication, governance. Twenty-six minutes.

1. V2: Brand Donation Pathways2. V4: SNAP Adjudication Blueprint3. V9: Coop-IC Target Governance
~26+ min total

Counsel or compliance

Legal architecture, anatomy of trust, governance. Twenty-three minutes.

1. V3: Coop-IC Legal Architecture2. V5: Coop-IC Anatomy of Trust3. V9: Coop-IC Target Governance
~23+ min total

Treasury / federal staff

Legal architecture, anatomy of trust, scale path. Twenty-two minutes.

1. V3: Coop-IC Legal Architecture2. V5: Coop-IC Anatomy of Trust3. V10: Scale Path and Capital Structure
~22+ min total

Yield-asset investor or partner

Issuance rules, data yield, innovation yield. Twenty-four minutes.

1. V6: Asset Issuance Rules2. V7: Data as a Yield Asset3. V8: Innovation Yield
~24+ min total

All videos are conceptual explainers. The InnovateCredits Cooperative is in pre-charter formation. Nothing in any video constitutes an offer to sell securities.

Want to start at the beginning? Read the 5-minute overview →